Frequently Asked Questions

Deductibles are the amount that the insured party needs to pay before insurance kicks in. For example, if you have a $6,000 deductible and owe $10,000 as a result of an accident, you need to pay the first $6,000 (the deductible) out of your pocket and then insurance will pay the $4,000 balance.

Different types of insurance include: Comprehensive, Bodily Liability, Uninsured or Underinsured Motorist Coverage, Property Damage Liability, Collision.

In most of these instances, you would need supplemental SR-22 coverage, which is specific for people who have poor driving histories. Speak with an agent to see what applies in your case.

Credit score is a factor when creating your premium but not the only factor.

Each state has its own requirements. You can check your local DMV website for more info.